Contractor License & Permit Bonds in Arkansas

How contractor bonding works in Arkansas

Arkansas bonds we write

Underwritten bonds in Arkansas

Bid, performance, and payment bonds are individually underwritten — request a quote rather than the instant portal:

• Arkansas bid bonds
• Arkansas performance & payment bonds

Arkansas surety bond FAQ

Does Arkansas require a state contractor license bond?

Yes — and unlike many states, more than one. Every commercial contractor and commercial registered subcontractor must file a fixed $10,000 commercial contractor license bond with the Arkansas Contractors Licensing Board; a license is not valid without it (A.C.A. § 17-25-401). Arkansas also requires a $15,000 residential roofing registrant bond and a $20,000 water well contractor bond at the state level.

How much is the Arkansas commercial contractor bond?

A fixed $10,000. It is mandatory for every commercial contractor and commercial registered subcontractor, issued instantly at the set amount — there is no financial statement to underwrite (A.C.A. § 17-25-401).

What other contractor bonds does Arkansas set at the state level?

Two more, both fixed by statute: a $15,000 residential roofing registrant bond for anyone registered to perform residential roofing (A.C.A. § 17-25-604(d)(1)), and a $20,000 water well contractor bond filed before a water well license is issued (AWWCC Rules 096.00.16 § 3.7.1).

Which Arkansas cities require a contractor bond, and how much?

Many do. The Little Rock metro — Little Rock, North Little Rock, and Sherwood — sets a $10,000 contractor bond, as do Arkadelphia and Eureka Springs, while Monticello sets a $10,000 bond for electrical contractors. Fort Smith requires $5,000 and Texarkana $2,000. Other cities, such as Conway, Bryant, De Queen, and Mena, set the amount administratively and confirm it at issuance.

What is the Little Rock corporation cutting bond?

A $10,000 bond for cutting into or excavating the streets and rights-of-way of the city of Little Rock. It is separate from the city’s $10,000 general contractor license bond — different scope, its own page — so a contractor doing street-cut work files the corporation cutting bond in addition to any license bond.

What is a statewide general-use bond?

For Arkansas jurisdictions that require a contractor, right-of-way, or land-disturbance bond but publish no fixed amount, we carry a statewide general-use product instead of a separate page for each city. The issuing jurisdiction sets the exact obligee and amount, which we confirm when you start your bond in the portal or by phone.

Who is Wexford Bonds?

Wexford Bonds is the surety bond brand of Wexford Insurance, LLC, licensed in 48 states. In Arkansas we write the mandatory state contractor bonds — the $10,000 commercial bond, the $15,000 residential roofing bond, and the $20,000 water well bond — alongside the city contractor bonds from the Little Rock metro to smaller towns, and the statewide general-use products.