Waterloo House Mover Bond
What it is & who requires it
House and building movers licensed in Waterloo. The insurance sitting beside this bond is heavier than the bond and is worth pricing first: commercial general liability at a million dollars for bodily injury and a million for property damage, written to cover losses while the building is on the lot and not physically in the street being pulled, plus a business automobile policy for the road portion. Read the two together, because they are deliberately split by where the structure is standing. The bond itself answers to the city and to any person injured, for all damages to persons or property including damage to any street, curb, sidewalk or other public property, caused by the negligence, fault or mismanagement of the mover or anyone in the mover’s employ, or due to any other cause in doing work under the license or a permit issued for it.
Obligee: City of Waterloo (City Clerk). Citation: Waterloo Municipal Code § 9-11A-2(B) (Insurance and bond requirements), Title 9 ch. 11 art. A (House Movers); § 9-11A-1 (license required, application and contents); § 9-11A-3 (license fee, term); Rev. Ord. 2429; Ord. 3619, 6 February 1989.
Bond amount
The required bond amount is $10,000.
How to get it
This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
Request a bond quote
Tell us about the bond and the project. A licensed producer follows up — these bonds are individually underwritten, so they are not issued instantly.
Term & renewal
Term: Filed with the license application and held against all work done under the license.
Renewal: With the house mover license.
Filing
Filed with the application to the city clerk. The article names an approved corporate surety and states a flat penal sum with no cash or deposit alternative, so the figure renders. The condition is workmanlike performance in accordance with the code and all other city ordinances relating to house moving. This is separate from the city’s right-of-way construction bond, which a mover cutting a curb or excavating would also need.
Source
Verified against the obligee source (last checked 2026-09-03).
Related Iowa bonds
Frequently asked questions
- Who requires the Waterloo House Mover Bond?
- It’s required by City of Waterloo (City Clerk) (Waterloo Municipal Code § 9-11A-2(B) (Insurance and bond requirements), Title 9 ch. 11 art. A (House Movers); § 9-11A-1 (license required, application and contents); § 9-11A-3 (license fee, term); Rev. Ord. 2429; Ord. 3619, 6 February 1989). House and building movers licensed in Waterloo. The insurance sitting beside this bond is heavier than the bond and is worth pricing first: commercial general liability at a million dollars for bodily injury and a million for property damage, written to cover losses while the building is on the lot and not physically in the street being pulled, plus a business automobile policy for the road portion. Read the two together, because they are deliberately split by where the structure is standing. The bond itself answers to the city and to any person injured, for all damages to persons or property including damage to any street, curb, sidewalk or other public property, caused by the negligence, fault or mismanagement of the mover or anyone in the mover’s employ, or due to any other cause in doing work under the license or a permit issued for it.
- How much is the Waterloo House Mover Bond?
- The bond amount is $10,000.
- How do I get the Waterloo House Mover Bond?
- This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
- What is the term?
- Filed with the license application and held against all work done under the license. Renewal: With the house mover license.
- Is this bond insurance for me?
- No. It protects the obligee and the public — not you. If a valid claim is paid, you repay the surety.
- How is this requirement verified?
- We verify it against the obligee’s primary source (last checked 2026-09-03); the source link is on this page.
