Rochester Sidewalk, Driveway Approach, Curb and Gutter Bond
What it is & who requires it
Contractors building or repairing concrete sidewalk, driveway approaches, curb and gutter in Rochester. Two features make this bond unusual enough to price separately from an ordinary street permit bond. First, it is a workmanship instrument with a tail: it covers defects in the work performed during the license year and the coverage runs for two years after the work is completed, so a surety carries exposure well past the license it was written for. Second, the ordinance forbids stacking — no bond may be accepted that spreads the amount across more than one license year — which means the limit resets annually and a multi-year account is a series of separate limits rather than one aggregate. The condition also reaches private work: it holds the city harmless from claims arising out of the licensee’s construction of any sidewalk or other structure whether for the city or for a private person. Insurance runs alongside at limits far above the bond.
Obligee: City of Rochester (Public Works Department). Citation: Rochester Code of Ordinances § 9-18-3 (License—Bond or insurance: no license shall be granted until the city determines that the applicant has satisfied the licensing requirements of this chapter and has filed with the city a certificate of general liability and motor vehicle insurance in an amount not less than $2,000,000.00 each occurrence and $4,000,000.00 aggregate, and a $10,000.00 licensing bond; the licensing bond shall state that it covers defects in the work performed during the license year with the coverage to extend for a period of two years after completion of the work; no bond shall be accepted that attempts to spread the coverage of the bond amount over more than one license year; the bond shall also be conditioned to save harmless the city from any claims arising out of the construction by the licensee of any sidewalk or other structure whether for the city or for a private person, and shall be approved as to form by the city attorney); Title 9, ch. 9-18 (Concrete Sidewalk, Driveway Approach, Curb and Gutter); Code 1965, § 70.03; Ord. No. 3871, 6-2-2008; Ord. No. 3918, 4-20-2009; Ord. No. 3974, 6-21-2010; Ord. No. 4203, 8-3-2015; Ord. No. 4524, § 3, 2-5-2024.
Bond amount
The required bond amount is $10,000.
How to get it
This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
Request a bond quote
Tell us about the bond and the project. A licensed producer follows up — these bonds are individually underwritten, so they are not issued instantly.
Term & renewal
Term: Written to a single license year and stated to cover defects in the work performed during that year, with the coverage extending two years after completion of the work.
Renewal: Annual, and the annual boundary is enforced in terms: no bond may be accepted that attempts to spread the coverage of the bond amount over more than one license year, so each year is a fresh limit rather than a share of one.
Filing
Filed with the city with the license application and approved as to form by the city attorney. The figure renders because the ordinance states a flat sum and offers no cash or deposit alternative. Price the two-year defect tail and the no-stacking rule together: they are what distinguish this from a restoration bond, and they are the reason a surety should treat each license year as its own underwriting question. Note that Rochester runs a parallel license for public sewer connections at the same figure elsewhere in the code; that one is not staged in this directory because state law forbids a Minnesota city to take a plumbing bond other than the state bond.
Source
Verified against the obligee source (last checked 2026-09-07).
Related Minnesota bonds
Frequently asked questions
- Who requires the Rochester Sidewalk, Driveway Approach, Curb and Gutter Bond?
- It’s required by City of Rochester (Public Works Department) (Rochester Code of Ordinances § 9-18-3 (License—Bond or insurance: no license shall be granted until the city determines that the applicant has satisfied the licensing requirements of this chapter and has filed with the city a certificate of general liability and motor vehicle insurance in an amount not less than $2,000,000.00 each occurrence and $4,000,000.00 aggregate, and a $10,000.00 licensing bond; the licensing bond shall state that it covers defects in the work performed during the license year with the coverage to extend for a period of two years after completion of the work; no bond shall be accepted that attempts to spread the coverage of the bond amount over more than one license year; the bond shall also be conditioned to save harmless the city from any claims arising out of the construction by the licensee of any sidewalk or other structure whether for the city or for a private person, and shall be approved as to form by the city attorney); Title 9, ch. 9-18 (Concrete Sidewalk, Driveway Approach, Curb and Gutter); Code 1965, § 70.03; Ord. No. 3871, 6-2-2008; Ord. No. 3918, 4-20-2009; Ord. No. 3974, 6-21-2010; Ord. No. 4203, 8-3-2015; Ord. No. 4524, § 3, 2-5-2024). Contractors building or repairing concrete sidewalk, driveway approaches, curb and gutter in Rochester. Two features make this bond unusual enough to price separately from an ordinary street permit bond. First, it is a workmanship instrument with a tail: it covers defects in the work performed during the license year and the coverage runs for two years after the work is completed, so a surety carries exposure well past the license it was written for. Second, the ordinance forbids stacking — no bond may be accepted that spreads the amount across more than one license year — which means the limit resets annually and a multi-year account is a series of separate limits rather than one aggregate. The condition also reaches private work: it holds the city harmless from claims arising out of the licensee’s construction of any sidewalk or other structure whether for the city or for a private person. Insurance runs alongside at limits far above the bond.
- How much is the Rochester Sidewalk, Driveway Approach, Curb and Gutter Bond?
- The bond amount is $10,000.
- How do I get the Rochester Sidewalk, Driveway Approach, Curb and Gutter Bond?
- This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
- What is the term?
- Written to a single license year and stated to cover defects in the work performed during that year, with the coverage extending two years after completion of the work. Renewal: Annual, and the annual boundary is enforced in terms: no bond may be accepted that attempts to spread the coverage of the bond amount over more than one license year, so each year is a fresh limit rather than a share of one.
- Is this bond insurance for me?
- No. It protects the obligee and the public — not you. If a valid claim is paid, you repay the surety.
- How is this requirement verified?
- We verify it against the obligee’s primary source (last checked 2026-09-07); the source link is on this page.
