Mississippi Factory-Built Home Developer Bond
What it is & who requires it
Mississippi developers of factory-built / modular homes, who must file a surety bond with the State Fire Marshal (Mississippi Insurance Department) as a condition of the developer license, securing compliance with the factory-built homes law and the developer's obligations to consumers. A distinct license class from the modular home contractor (which carries its own bond).
Obligee: Mississippi Insurance Department, State Fire Marshal (Commissioner of Insurance). Citation: Miss. Code Title 75, Ch. 49; MID Reg. MH-2008-1 (Title 19 Pt. 7 Ch. 5), Rule 5 (Developers).
Bond amount
$25,000 per facility; a minimum of $50,000 for a developer with three or more facilities.
How to get it
This bond issues online — get bonded through our portal, usually in a single sitting once you confirm the bond, amount, and obligee.
Term & renewal
Term: Continuous; held while the developer license is active.
Renewal: Annual (license period July 1 through June 30).
Filing
Mississippi developers of factory-built and modular homes file this bond with the State Fire Marshal at the Mississippi Insurance Department as a condition of the developer license, securing compliance with the factory-built homes law and the developer’s obligations to consumers. It runs to the Commissioner of Insurance, is held while the license is active, and renews annually on the July 1 through June 30 license period; the amount scales with the number of facilities. This is a distinct license class from the modular home contractor bond. Required under Miss. Code Title 75, Ch. 49 and Mississippi Insurance Department Regulation MH-2008-1 (Title 19 Pt. 7 Ch. 5), Rule 5.
Source
Verified against the obligee source (last checked 2026-06-12).
Related Mississippi bonds
Frequently asked questions
- Who requires the Mississippi Factory-Built Home Developer Bond?
- It’s required by Mississippi Insurance Department, State Fire Marshal (Commissioner of Insurance) (Miss. Code Title 75, Ch. 49; MID Reg. MH-2008-1 (Title 19 Pt. 7 Ch. 5), Rule 5 (Developers)). Mississippi developers of factory-built / modular homes, who must file a surety bond with the State Fire Marshal (Mississippi Insurance Department) as a condition of the developer license, securing compliance with the factory-built homes law and the developer's obligations to consumers. A distinct license class from the modular home contractor (which carries its own bond).
- How much is the Mississippi Factory-Built Home Developer Bond?
- $25,000 per facility; a minimum of $50,000 for a developer with three or more facilities.
- How do I get the Mississippi Factory-Built Home Developer Bond?
- This bond issues online — get bonded through our portal, usually in a single sitting once you confirm the bond, amount, and obligee.
- What is the term?
- Continuous; held while the developer license is active. Renewal: Annual (license period July 1 through June 30).
- Is this bond insurance for me?
- No. It protects the obligee and the public — not you. If a valid claim is paid, you repay the surety.
- How is this requirement verified?
- We verify it against the obligee’s primary source (last checked 2026-06-12); the source link is on this page.
