New Hampshire Surety Bonds

Contractor License & Permit Bonds in New Hampshire

Find the exact license, permit, right-of-way, or public-works bond your New Hampshire obligee requires — by city, county, and the state. New Hampshire bonds are quoted, not issued online — request a quote and a licensed producer follows up.

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How contractor bonding works in New Hampshire

New Hampshire does not license contractors — the lightest-regulation state in our directory

New Hampshire has no statewide general-contractor license, no home-improvement-contractor registration, and no state contractor surety bond. We confirmed this against the primary statutes: RSA 310-A, the Office of Professional Licensure and Certification chapter, licenses engineers, architects, surveyors, and home inspectors — but has no home-improvement-contractor program, and its only surety bond is for court reporters. Electricians and plumbers are licensed and insured, not bonded. So if a surety quotes you a “New Hampshire contractor license bond,” there is no such statewide bond — the requirement you are looking at is almost always a municipal street-opening bond or the state right-of-way permit bond.

That makes New Hampshire the lightest-regulation state in this directory: the bonds New Hampshire contractors actually post are municipal street-opening, excavation, and right-of-way bonds, plus the New Hampshire DOT right-of-way permit bond for work in a state highway. There is no county contractor-bond layer — New Hampshire bonds at the city/town and state levels only.

Street-opening and excavation bonds are New Hampshire’s signature

The most common bond a New Hampshire contractor posts is the street-opening or excavation bond, required before you cut into a municipal street, sidewalk, or right-of-way. The City of Manchester fixes its requirement by code — a $5,000 continuing surety bond required while the work is performed and through the maintenance period. It is the one New Hampshire municipal bond with a flat, mandatory amount.

Every other New Hampshire town sets the bond as one option among several — a surety bond or a cash deposit, certified check, or letter of credit — and often sizes it per permit or by the public-works director, so there is no single dollar figure to publish. We carry the Concord, Salem, Somersworth, Lebanon, Bedford, Goffstown, Exeter, Hampton, Laconia, Hanover, and Claremont bonds without a fixed dollar on the page and confirm the exact figure when you request your bond. A statewide street opening / right-of-way general-use product covers the long tail of towns beyond these.

The New Hampshire DOT right-of-way permit bond

For work inside a state highway right-of-way — a driveway, access, or utility cut — the New Hampshire Department of Transportation conditions its permit on a right-of-way permit bond payable to the State of New Hampshire. NHDOT accepts a surety bond or a letter of credit, and sets the amount as a percentage of the approved cost estimate for the work rather than a flat figure, so the exact amount is confirmed per permit. The state’s six NHDOT districts administer the one program, so it is a single bond, not six.

How New Hampshire bonds are issued

Because New Hampshire’s bonds are municipal and DOT permit bonds with obligee-set amounts, they are individually quoted rather than issued from an instant online portal. Tell us the town or the NHDOT district, the bond, and the work, and a licensed producer follows up with the exact amount and the bond. Request a quote on any New Hampshire bond page or from the form on this page.

New Hampshire bonds we write

Contractor License & Permit Bonds

Statewide

Statewide / General-Use Bonds

City

Underwritten bonds in New Hampshire

Bid, performance, and payment bonds are individually underwritten — request a quote rather than the instant portal:

New Hampshire surety bond FAQ

Does New Hampshire require a state contractor license bond?
No. New Hampshire has no statewide general-contractor license, no home-improvement-contractor registration, and no state contractor surety bond. Electricians and plumbers are licensed and insured, not bonded. The bonds New Hampshire contractors post are municipal street-opening bonds and the NHDOT right-of-way permit bond.
What is New Hampshire’s most common contractor bond?
The municipal street-opening or excavation bond, required before you cut into a town street, sidewalk, or right-of-way. Manchester fixes its at $5,000 by code; most other towns let you post a surety bond, cash, a check, or a letter of credit and set the amount per permit or by the public-works director.
Which New Hampshire bonds have a fixed amount?
The Manchester street-excavation bond is $5,000, fixed by the city. It is the one New Hampshire municipal bond with a flat, mandatory amount — every other town and the NHDOT permit bond set the amount by the obligee, which we confirm at issuance.
Is there a New Hampshire DOT bond?
Yes. When NHDOT conditions a right-of-way, driveway, or access permit, it requires a surety bond or letter of credit payable to the State of New Hampshire, sized as a percentage of the approved cost estimate for the work. The amount is confirmed per permit.
Does New Hampshire have county contractor bonds?
No. New Hampshire licenses no contractors at the county level — its bonds are municipal (city/town street-opening and excavation) and state (the NHDOT right-of-way permit bond) only.
Who is Wexford Bonds?
Wexford Bonds is the surety bond brand of Wexford Insurance, LLC, licensed in 48 states. In New Hampshire we write the municipal street-opening and excavation bonds (Manchester, Concord, Salem, Somersworth, Lebanon, Bedford, Goffstown, Exeter, Hampton, Laconia, Hanover, Claremont), the NHDOT right-of-way permit bond, and the statewide street-opening general-use product. New Hampshire bonds are individually quoted — request a quote and a licensed producer follows up.

Request a bond quote

Tell us about the bond and the project. A licensed producer follows up — these bonds are individually underwritten, so they are not issued instantly.

Get bonded in New Hampshire

Find your bond above, then request a quote — New Hampshire bonds are individually quoted, and a licensed producer follows up to walk you through it.

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