New Jersey Home Improvement Contractor Bond
What it is & who requires it
Home improvement contractor businesses (HICBs) registered with the New Jersey Division of Consumer Affairs that choose to meet the required additional security with a compliance surety bond rather than a letter of credit or securities.
Obligee: New Jersey Division of Consumer Affairs (home improvement contractor business registration). Citation: N.J.S.A. 56:8-142 (Contractors' Business Registration Act, as amended by P.L. 2023, c. 237).
Bond amount
Set by the obligee — the exact amount is confirmed automatically when you start your bond in our portal, or call 317-942-0549.
How to get it
This bond issues online — get bonded through our portal, usually in a single sitting once you confirm the bond, amount, and obligee.
Term & renewal
Term: Maintained while registered as a home improvement contractor business.
Renewal: Renewed with the home improvement contractor business registration.
Filing
This bond is filed with the New Jersey Division of Consumer Affairs and is maintained while you are registered as a home improvement contractor business, renewing with the registration. Under N.J.S.A. 56:8-142 (Contractors’ Business Registration Act, as amended by P.L. 2023, c. 237) the required security may be a compliance bond, an irrevocable letter of credit, or securities or other money — so the bond is one of three co-equal forms and is listed, with the exact amount confirmed when you apply. The separate commercial general-liability insurance is an insurance requirement, not a bond.
Source
This bond requirement is corroborated by multiple public sources; New Jersey Division of Consumer Affairs (home improvement contractor business registration) sets the exact amount, which we confirm when you start your bond.
Related New Jersey bonds
Frequently asked questions
- Who requires the New Jersey Home Improvement Contractor Bond?
- It’s required by New Jersey Division of Consumer Affairs (home improvement contractor business registration) (N.J.S.A. 56:8-142 (Contractors' Business Registration Act, as amended by P.L. 2023, c. 237)). Home improvement contractor businesses (HICBs) registered with the New Jersey Division of Consumer Affairs that choose to meet the required additional security with a compliance surety bond rather than a letter of credit or securities.
- How much is the New Jersey Home Improvement Contractor Bond?
- Set by the obligee — the exact amount is confirmed automatically when you start your bond in our portal, or call 317-942-0549.
- How do I get the New Jersey Home Improvement Contractor Bond?
- This bond issues online — get bonded through our portal, usually in a single sitting once you confirm the bond, amount, and obligee.
- What is the term?
- Maintained while registered as a home improvement contractor business. Renewal: Renewed with the home improvement contractor business registration.
- Is this bond insurance for me?
- No. It protects the obligee and the public — not you. If a valid claim is paid, you repay the surety.
- How is this requirement verified?
- This bond requirement is corroborated by multiple public sources. The obligee sets the exact amount, which we confirm automatically when you start your bond in the portal or with a producer.
