Oregon Home Service Agreement Obligor Bond
What it is & who requires it
Companies that act as an obligor of a home service agreement — home-warranty and service-contract providers that agree to repair, replace, or maintain home property. This is a Division of Financial Regulation registration and is a different requirement from the Construction Contractors Board home services contractor endorsement.
Obligee: Oregon Department of Consumer and Business Services — Division of Financial Regulation (DFR). Citation: ORS 646A.154(6)(a) (home service agreement obligor — surety bond of $25,000).
Bond amount
The required bond amount is $25,000.
How to get it
This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
Request a bond quote
Tell us about the bond and the project. A licensed producer follows up — these bonds are individually underwritten, so they are not issued instantly.
Term & renewal
Term: Continuous — must remain in full force and unimpaired until canceled.
Renewal: Registration renews annually through the DFR system; the bond is continuous until canceled.
Filing
Filed with the Oregon Division of Financial Regulation as a condition of registering as a home service agreement obligor. Oregon requires a fixed $25,000 surety bond for this obligation and does not allow a deposit or a net-worth showing in its place, so the amount is set. It must remain continuous until canceled. This applies to companies that sell home service or warranty agreements, not to construction contractors, whose bonds are filed with the Construction Contractors Board. Authority is ORS 646A.154.
Source
Verified against the obligee source (last checked 2026-07-10).
Related Oregon bonds
Frequently asked questions
- Who requires the Oregon Home Service Agreement Obligor Bond?
- It’s required by Oregon Department of Consumer and Business Services — Division of Financial Regulation (DFR) (ORS 646A.154(6)(a) (home service agreement obligor — surety bond of $25,000)). Companies that act as an obligor of a home service agreement — home-warranty and service-contract providers that agree to repair, replace, or maintain home property. This is a Division of Financial Regulation registration and is a different requirement from the Construction Contractors Board home services contractor endorsement.
- How much is the Oregon Home Service Agreement Obligor Bond?
- The bond amount is $25,000.
- How do I get the Oregon Home Service Agreement Obligor Bond?
- This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
- What is the term?
- Continuous — must remain in full force and unimpaired until canceled. Renewal: Registration renews annually through the DFR system; the bond is continuous until canceled.
- Is this bond insurance for me?
- No. It protects the obligee and the public — not you. If a valid claim is paid, you repay the surety.
- How is this requirement verified?
- We verify it against the obligee’s primary source (last checked 2026-07-10); the source link is on this page.
