Sioux Falls Residential Building Contractor Bond
What it is & who requires it
Residential building contractors and residential roofing and repair contractors in Sioux Falls. The code draws the line at the dwelling type rather than the job size: residential building contracting is the enlargement, alteration, repair, improvement, conversion or new construction of any one- or two-family dwelling or townhouse, or an accessory building associated with one, for which a building permit is required. Roofing and repair contracting is narrower — replacing or installing roof covering, replacing windows or doors into the same opening with no structural change, and replacing or installing siding. The license runs through a named construction supervisor who sits the city examination. Four groups are exempt: employees and bona fide subcontractors of a licensed contractor, tradespeople working under their own city license, an owner-occupier acting as their own contractor, and a landlord acting as their own building contractor. Apartment buildings are treated as commercial for construction purposes and go through plan review instead.
Obligee: City of Sioux Falls (Chief Building Official; Building Services). Citation: Sioux Falls Code of Ordinances § 150.129 (Bond required); § 150.130 (General liability insurance required); § 150.125 (Definitions); § 150.126 (License required); § 150.131 (Construction supervisor’s examination); § 150.135 (License term renewal); § 110.005 (Approval of bonds); Ord. 115-94, passed 12-19-1994; Ord. 110-23, passed 11-21-2023.
Bond amount
The required bond amount is $20,000.
How to get it
This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
Request a bond quote
Tell us about the bond and the project. A licensed producer follows up — these bonds are individually underwritten, so they are not issued instantly.
Term & renewal
Term: Continuous, and the surety’s aggregate liability is capped at the penal sum regardless of the number of claims or the number of years the bond remains in force.
Renewal: Triennial — every license under the subchapter expires on March 1 of every third year, and one unrenewed for a year requires the construction supervisor to sit the examination again.
Filing
Delivered to the chief building official and maintained as a condition of the license, with the contractor as principal and the city as obligee for its benefit and that of consumers. The ordinance names a corporate surety and offers no substitute, so what you file is not negotiated. What it secures is unusually broad for a license bond and reaches past the workmanship: faithful and lawful completion of all work in the city, compliance with the chapter, and payment to the city of associated permit fees, investigation fees, citations, landfill charges, and water and street department service charges. General liability insurance at the city’s stated single limit is a separate section of the code with its own mandate and is carried in addition to the bond, not instead of it. The bond is also expressly additional to all other license bonds required by any political subdivision.
Source
Verified against the obligee source (last checked 2026-09-01).
Related South Dakota bonds
Frequently asked questions
- Who requires the Sioux Falls Residential Building Contractor Bond?
- It’s required by City of Sioux Falls (Chief Building Official; Building Services) (Sioux Falls Code of Ordinances § 150.129 (Bond required); § 150.130 (General liability insurance required); § 150.125 (Definitions); § 150.126 (License required); § 150.131 (Construction supervisor’s examination); § 150.135 (License term renewal); § 110.005 (Approval of bonds); Ord. 115-94, passed 12-19-1994; Ord. 110-23, passed 11-21-2023). Residential building contractors and residential roofing and repair contractors in Sioux Falls. The code draws the line at the dwelling type rather than the job size: residential building contracting is the enlargement, alteration, repair, improvement, conversion or new construction of any one- or two-family dwelling or townhouse, or an accessory building associated with one, for which a building permit is required. Roofing and repair contracting is narrower — replacing or installing roof covering, replacing windows or doors into the same opening with no structural change, and replacing or installing siding. The license runs through a named construction supervisor who sits the city examination. Four groups are exempt: employees and bona fide subcontractors of a licensed contractor, tradespeople working under their own city license, an owner-occupier acting as their own contractor, and a landlord acting as their own building contractor. Apartment buildings are treated as commercial for construction purposes and go through plan review instead.
- How much is the Sioux Falls Residential Building Contractor Bond?
- The bond amount is $20,000.
- How do I get the Sioux Falls Residential Building Contractor Bond?
- This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
- What is the term?
- Continuous, and the surety’s aggregate liability is capped at the penal sum regardless of the number of claims or the number of years the bond remains in force. Renewal: Triennial — every license under the subchapter expires on March 1 of every third year, and one unrenewed for a year requires the construction supervisor to sit the examination again.
- Is this bond insurance for me?
- No. It protects the obligee and the public — not you. If a valid claim is paid, you repay the surety.
- How is this requirement verified?
- We verify it against the obligee’s primary source (last checked 2026-09-01); the source link is on this page.
