Tennessee Home Improvement Contractor Surety Bond
What it is & who requires it
Home improvement contractors performing residential work between $3,000 and $24,999 in the nine covered counties: Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford, and Shelby.
Obligee: Tennessee Board for Licensing Contractors (Dept. of Commerce & Insurance). Citation: TCA 62-6-506; Board Rule 0680-07-.13(2)(c); bond form IN 1318 (Rev. 6/2008).
Bond amount
The required bond amount is $10,000.
How to get it
This bond issues online — get bonded through our portal, usually in a single sitting once you confirm the bond, amount, and obligee.
Term & renewal
Term: Continuous; aggregate liability not cumulative, capped at $10,000 regardless of years in force
Renewal: Annual (bond must remain in effect or the home improvement license is invalid); surety may cancel on 30 days’ notice to the Board
Filing
Filed with the Tennessee Board for Licensing Contractors (Department of Commerce & Insurance) on the official Board form (IN 1318). The bond is continuous and must stay in force for the home improvement license to remain valid, with the surety able to cancel on 30 days’ notice to the Board. A cash bond, property bond, or irrevocable letter of credit is accepted in its place. Required under TCA 62-6-506 and Board Rule 0680-07-.13(2)(c).
Source
Verified against the obligee source (last checked 2026-06-05).
Related Tennessee bonds
Frequently asked questions
- Who requires the Tennessee Home Improvement Contractor Surety Bond?
- It’s required by Tennessee Board for Licensing Contractors (Dept. of Commerce & Insurance) (TCA 62-6-506; Board Rule 0680-07-.13(2)(c); bond form IN 1318 (Rev. 6/2008)). Home improvement contractors performing residential work between $3,000 and $24,999 in the nine covered counties: Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford, and Shelby.
- How much is the Tennessee Home Improvement Contractor Surety Bond?
- The bond amount is $10,000.
- How do I get the Tennessee Home Improvement Contractor Surety Bond?
- This bond issues online — get bonded through our portal, usually in a single sitting once you confirm the bond, amount, and obligee.
- What is the term?
- Continuous; aggregate liability not cumulative, capped at $10,000 regardless of years in force Renewal: Annual (bond must remain in effect or the home improvement license is invalid); surety may cancel on 30 days’ notice to the Board
- Is this bond insurance for me?
- No. It protects the obligee and the public — not you. If a valid claim is paid, you repay the surety.
- How is this requirement verified?
- We verify it against the obligee’s primary source (last checked 2026-06-05); the source link is on this page.
