Missouri Surety Bonds

Contractor License & Permit Bonds in Missouri

Find the exact license, permit, right-of-way, or public-works bond your Missouri obligee requires — by city, county, and the state. License and permit bonds issue online.

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How contractor bonding works in Missouri

Missouri does not license contractors at the state level

Missouri has no statewide contractor license, so there is no single state bond — contractor license and permit bonds are set by each city and county. The state layer is public works: on a Missouri public-works contract estimated to exceed $50,000, RSMo 107.170 requires a payment bond in an amount fixed by the public entity, and furnishing that bond precludes subcontractors and suppliers from filing chapter-429 mechanic’s liens against the project (§107.170(8)) — the practical reason the bond is worth posting.

St. Louis County licenses trades county-wide — the City of St. Louis does not

St. Louis County runs a genuine county-wide trade-licensing regime through its Department of Transportation and Public Works: mechanical (Chapter 1108 SLCRO), electrical (Chapter 1102), and plumbing contractors are licensed and bonded for the whole county, so one county bond typically serves a contractor working across its municipalities. The City of St. Louis is an independent city, not part of the county, and runs its own Building Division excavation and wrecking-and-demolition bonds — they never merge with the county’s. St. Charles likewise splits a $10,000 city subcontractor bond from a separate $10,000 county contractor bond.

Right-of-way restoration is bond-or-cash

Kansas City’s excavation permit takes a tiered restoration deposit that may be furnished as a surety bond or cash — $500 for a short unpaved cut, $2,500 for a paved one, or a $50,000 blanket in lieu of per-excavation deposits. Independence, Lee’s Summit, Gladstone, and other metro cities run their own right-of-way performance and maintenance bonds, each set per obligee.

Missouri bonds we write

Contractor License & Permit Bonds

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Bid Bonds

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Performance & Payment Bonds

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Underwritten bonds in Missouri

Bid, performance, and payment bonds are individually underwritten — request a quote rather than the instant portal:

Missouri surety bond FAQ

Does Missouri issue a state contractor license?
No. Missouri has no statewide contractor license, so there is no state contractor bond. License and permit bonds are set by each city and county; the state layer is public works and a handful of agency bonds.
Which Missouri cities and counties require a contractor bond?
Many do — Kansas City, the City of St. Louis and St. Louis County (separate obligees), St. Charles city and county, Springfield, Columbia (Boone County), Joplin, Jefferson City, and St. Joseph each set their own. Find yours in the directory below.
What bond do I need to cut a street in Missouri?
A right-of-way or excavation permit bond from the city or county that owns the road. Kansas City lets you post a surety bond or cash for restoration; other cities set a performance and maintenance bond per project.
Are Missouri public-works bonds different?
Yes. On public-works contracts over $50,000, RSMo 107.170 requires a payment bond fixed by the public entity, and providing it blocks subcontractor mechanic’s liens on the project. These are underwritten, so they start with a conversation.
How fast can I get a Missouri license or permit bond?
License and permit bonds issue online, usually in one sitting. Performance and payment bonds are underwritten and start with a quote request.
Who is Wexford Bonds?
Wexford Bonds is the surety bond brand of Wexford Insurance, LLC, licensed in 48 states. We write Missouri contractor, right-of-way, and public-works bonds.

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