California Surety Bonds

Contractor License & Permit Bonds in California

Find the exact license, permit, right-of-way, or public-works bond your California obligee requires — by city, county, and the state. License and permit bonds issue online.

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How contractor bonding works in California

California licenses contractors statewide — the CSLB bond is the one every contractor needs

California inverts the rule in most states: it licenses contractors at the state level, and the Contractors State License Board requires a $25,000 Contractor License Bond of every active licensee — raised from $15,000 effective January 1, 2023 under SB 607. By statute it protects four classes: consumers harmed by license-law violations, employees owed wages and fringe benefits, subcontractors and suppliers, and the State of California.

Two more CSLB bonds, by structure

A $25,000 Bond of Qualifying Individual is required when the qualifier is an RME, or an RMO or LLC qualifier who owns less than 10% of the entity. A contractor LLC must additionally carry a $100,000 LLC Employee/Worker Bond for its workers’ unpaid wages and fringe benefits. And a contractor with a disciplinary history posts a disciplinary bond set by the registrar — from $25,000 up to ten times the license-bond amount.

Most California cities require no city bond — they rely on the CSLB license

Because the license bond is statewide, most California cities require no separate city contractor bond: a CSLB license, a business license, and insurance are enough. We say so plainly rather than sell a bond a city doesn’t ask for. The municipal bonds that do exist are permit-class — a Los Angeles sewer and storm-drain connection bond ($38,000), street-excavation bonds in San Francisco, Oakland, and Fresno ($25,000), and grading and encroachment bonds set per project. Counties run the same model for their unincorporated road right-of-way: Orange, Los Angeles, Santa Clara, Contra Costa, and Alameda counties each require an encroachment-permit bond, the amount set by the road commissioner or engineer (commonly the engineer’s estimate, or twice the estimated cost of the work) — a county obligee kept distinct from the city in whose limits a job may sit.

Public works and Caltrans

On California public works, Civil Code §9550 requires a payment bond — not less than 100% of the total amount payable — once the contract exceeds $25,000, and the Public Contract Code requires a separate performance bond. Work within a state-highway right-of-way takes a Caltrans encroachment bond in the amount the department deems sufficient.

California bonds we write

Contractor License & Permit Bonds

Statewide

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City

Bid Bonds

City

  • San Francisco Bid Bond — City and County of San Francisco (Public Works and awarding departments) · Varies

Performance & Payment Bonds

Statewide

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City

Underwritten bonds in California

Bid, performance, and payment bonds are individually underwritten — request a quote rather than the instant portal:

California surety bond FAQ

Does California require a contractor license bond?
Yes — and it is the flagship. The CSLB requires a $25,000 Contractor License Bond of every active California licensee (raised from $15,000 on January 1, 2023 under SB 607). It protects consumers, employees, subcontractors and suppliers, and the State.
What other CSLB bonds might I need?
A $25,000 Bond of Qualifying Individual (for an RME, or an RMO/LLC qualifier owning under 10% of the entity), a $100,000 LLC Employee/Worker Bond if you license as an LLC, and a registrar-set disciplinary bond ($25,000 up to ten times the license-bond amount) if you have a disciplinary history.
Does my California city require its own contractor bond?
Usually no — most California cities rely on your CSLB license, a business license, and insurance, with no separate city contractor bond. The city bonds that do exist are permit-class: right-of-way, excavation, grading, sewer-connection, and encroachment bonds tied to the work.
Are California public-works bonds different?
Yes. Civil Code §9550 requires a payment bond of not less than 100% of the amount payable on public works over $25,000, and the Public Contract Code requires a separate performance bond. Caltrans work takes an encroachment bond. These are underwritten.
How fast can I get a California bond?
The CSLB license bond and city permit bonds issue online, usually in one sitting. Public-works performance and payment bonds are underwritten and start with a quote request.
Who is Wexford Bonds?
Wexford Bonds is the surety bond brand of Wexford Insurance, LLC, licensed in 48 states. We write the California CSLB contractor license bond, municipal permit bonds, and public-works bonds.

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