Ohio Surety Bonds

Contractor License & Permit Bonds in Ohio

Find the exact license, permit, right-of-way, or public-works bond your Ohio obligee requires — by city, county, and the state. License and permit bonds issue online.

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How contractor bonding works in Ohio

Ohio does not require a state contractor license bond

Ohio licenses five specialty trades at the state level through the Construction Industry Licensing Board (OCILB) — electrical, HVAC, plumbing, hydronics, and refrigeration — but the OCILB credential requires liability insurance, not a surety bond. Like Indiana, Ohio contractor license and permit bonds are municipal: the bond you post is set by the city or county you work in.

Right-of-way and registration bonds are set city by city

Amounts vary widely across Ohio — from $250,000 for a Cleveland right-of-way contractor down to $1,000 for a Youngstown sewer builder. There is no statewide default, so the bond depends entirely on the obligee. Right-of-way and street-cut permit bonds recur across cities and usually carry a one-to-three-year maintenance or warranty period.

One county dropped its bond

Summit County eliminated its contractor registration bond in March 2024, moving to a permit-and-insurance model. The City of Akron, though inside Summit County, keeps its own right-of-way bond independent of the county — a reminder to check the obligee, not the geography.

Public works are bonded by statute

On Ohio public improvements, ORC 153.54 requires a bid guaranty (a bond for the full bid amount, or a ten-percent check) and, on award, a single contract bond that both guarantees performance and pays subcontractors and suppliers (Ohio’s Little Miller Act). ODOT highway contracts require separate performance and payment bonds at 100 percent of the contract (ORC 5525.16), and ODOT right-of-way permits require financial responsibility of at least $500,000, satisfiable by bond or insurance (OAC 5501:2-1-05).

Ohio bonds we write

Contractor License & Permit Bonds

Statewide

County

City

Bid Bonds

Statewide

Performance & Payment Bonds

Statewide

Underwritten bonds in Ohio

Bid, performance, and payment bonds are individually underwritten — request a quote rather than the instant portal:

Ohio surety bond FAQ

Does Ohio require a state contractor license bond?
No. OCILB licenses electrical, HVAC, plumbing, hydronics, and refrigeration contractors but requires liability insurance, not a surety bond. Contractor license and permit bonds in Ohio are set by each city and county.
Which Ohio cities require a contractor bond?
Many do, at very different amounts — Cleveland, Cincinnati, Dayton, Parma, Canton, Toledo, Akron, Youngstown, Lorain, Elyria, Kettering, Middletown, and Dublin each set their own. Find yours in the directory below.
What bond do I need to cut a street in Ohio?
A right-of-way, street-opening, or excavation permit bond from the city, county, or ODOT that owns the road. The amount is set per obligee and usually comes with a maintenance or warranty period.
Are Ohio public-works bonds different?
Yes. ORC 153.54 requires a bid guaranty and a combined performance-and-payment contract bond on public improvements; ODOT contracts require 100-percent performance and payment bonds. These are underwritten, so they start with a conversation.
How fast can I get an Ohio license or permit bond?
License and permit bonds issue online, usually in one sitting. Bid, performance, and payment bonds are underwritten and start with a quote request.
Who is Wexford Bonds?
Wexford Bonds is the surety bond brand of Wexford Insurance, LLC, licensed in 48 states. We write Ohio contractor, right-of-way, and public-works bonds.

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