Connecticut Home Improvement Contractor Bond
What it is & who requires it
A registered Connecticut home improvement contractor on whom the Department of Consumer Protection has imposed a bond as a condition of the issuance, renewal, or reinstatement of the certificate of registration. Most home improvement contractors are NOT bonded — consumer protection is provided by the Home Improvement Guaranty Fund, not a bond. The bond is a commissioner-imposed, disciplinary/conditional requirement (for the grounds in §20-426, e.g. a registrant on probation or seeking reinstatement after revocation), running to the State of Connecticut for any person damaged by the contractor’s failure to account for funds or to comply with the Home Improvement Act.
Obligee: Connecticut Department of Consumer Protection. Citation: C.G.S. §20-422 (bond requirement) and §20-426a(c) (codified penal sum) — Chapter 400, Home Improvement Contractors.
Bond amount
Set by the obligee — the exact amount is confirmed automatically when you start your bond in our portal, or call 317-942-0549.
How to get it
This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
Request a bond quote
Tell us about the bond and the project. A licensed producer follows up — these bonds are individually underwritten, so they are not issued instantly.
Term & renewal
Term: Continuous while imposed; runs to the State of Connecticut for the use of the state and of any person harmed by the contractor’s failure to comply with Chapter 400; releasable by the commissioner twelve months after the contractor ceases to be registered if no claims are pending (§20-426a(e)).
Renewal: Maintained as a condition of the certificate of registration for so long as the commissioner requires it; the surety must notify the commissioner within thirty days of any expiration or termination (§20-426a(d)).
Filing
Filed with the Connecticut Department of Consumer Protection as a condition the commissioner may impose on a home improvement contractor’s certificate of registration under C.G.S. §20-422 (with §20-426a). It runs to the State of Connecticut for anyone harmed by the contractor’s failure to comply and stays in place for as long as the commissioner requires it. It is listed, and the exact amount is confirmed when you apply.
Source
Verified against the obligee source.
Related Connecticut bonds
Frequently asked questions
- Who requires the Connecticut Home Improvement Contractor Bond?
- It’s required by Connecticut Department of Consumer Protection (C.G.S. §20-422 (bond requirement) and §20-426a(c) (codified penal sum) — Chapter 400, Home Improvement Contractors). A registered Connecticut home improvement contractor on whom the Department of Consumer Protection has imposed a bond as a condition of the issuance, renewal, or reinstatement of the certificate of registration. Most home improvement contractors are NOT bonded — consumer protection is provided by the Home Improvement Guaranty Fund, not a bond. The bond is a commissioner-imposed, disciplinary/conditional requirement (for the grounds in §20-426, e.g. a registrant on probation or seeking reinstatement after revocation), running to the State of Connecticut for any person damaged by the contractor’s failure to account for funds or to comply with the Home Improvement Act.
- How much is the Connecticut Home Improvement Contractor Bond?
- Set by the obligee — the exact amount is confirmed automatically when you start your bond in our portal, or call 317-942-0549.
- How do I get the Connecticut Home Improvement Contractor Bond?
- This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
- What is the term?
- Continuous while imposed; runs to the State of Connecticut for the use of the state and of any person harmed by the contractor’s failure to comply with Chapter 400; releasable by the commissioner twelve months after the contractor ceases to be registered if no claims are pending (§20-426a(e)). Renewal: Maintained as a condition of the certificate of registration for so long as the commissioner requires it; the surety must notify the commissioner within thirty days of any expiration or termination (§20-426a(d)).
- Is this bond insurance for me?
- No. It protects the obligee and the public — not you. If a valid claim is paid, you repay the surety.
- How is this requirement verified?
- This bond requirement is corroborated by multiple public sources. The obligee sets the exact amount, which we confirm automatically when you start your bond in the portal or with a producer.
