Florida Financially Responsible Officer (FRO) Bond
What it is & who requires it
A contractor business organization that qualifies through a financially responsible officer (FRO) rather than a primary qualifying agent. This is NOT a universal contractor license bond - it attaches only to the FRO qualification path.
Obligee: Florida Construction Industry Licensing Board (DBPR). Citation: F.A.C. 61G4-15.0021 (implementing F.S. 489.115/489.119).
Bond amount
The required bond amount is $100,000.
How to get it
This bond issues online — get bonded through our portal, usually in a single sitting once you confirm the bond, amount, and obligee.
Term & renewal
Term: Continuous until released
Renewal: Maintained while the FRO designation is in effect
Filing
Filed with the Florida Construction Industry Licensing Board (DBPR) on the CILB-8 application, and either a surety bond or an irrevocable letter of credit is accepted. It stays continuous until released, for as long as the financially responsible officer designation is in effect. Required under F.A.C. 61G4-15.0021, implementing F.S. 489.115/489.119.
Source
Verified against the obligee source (last checked 2026-06-07).
Related Florida bonds
Frequently asked questions
- Who requires the Florida Financially Responsible Officer (FRO) Bond?
- It’s required by Florida Construction Industry Licensing Board (DBPR) (F.A.C. 61G4-15.0021 (implementing F.S. 489.115/489.119)). A contractor business organization that qualifies through a financially responsible officer (FRO) rather than a primary qualifying agent. This is NOT a universal contractor license bond - it attaches only to the FRO qualification path.
- How much is the Florida Financially Responsible Officer (FRO) Bond?
- The bond amount is $100,000.
- How do I get the Florida Financially Responsible Officer (FRO) Bond?
- This bond issues online — get bonded through our portal, usually in a single sitting once you confirm the bond, amount, and obligee.
- What is the term?
- Continuous until released Renewal: Maintained while the FRO designation is in effect
- Is this bond insurance for me?
- No. It protects the obligee and the public — not you. If a valid claim is paid, you repay the surety.
- How is this requirement verified?
- We verify it against the obligee’s primary source (last checked 2026-06-07); the source link is on this page.
