Utah Contractor License Bond
What it is & who requires it
Contractors licensed by the Utah Division of Professional Licensing who satisfy the state’s financial-responsibility requirement with a bond instead of the Division’s financial-responsibility questionnaire — and contractors whom the Division requires to post one after reviewing their finances. Utah applies it across the license classifications: general building and general engineering contractors, the residential and small commercial classification, and the specialty trades. It also reaches the owners of an unincorporated entity licensee, whose personal finances the Division considers when it judges the entity. The bond covers losses from a licensee’s violations of the licensing act and rules, including a failure to maintain financial responsibility, a failure to pay obligations, and an owner’s failure to pay income or self-employment taxes on distributions.
Obligee: Utah Division of Professional Licensing (DOPL), with the Construction Services Commission. Citation: Utah Code 58-55-306 (Financial responsibility); Utah Admin. Code R156-55a-602 (Contractor License Bonds); successor section 58-55-205 effective 1/1/2027 (Chapter 42, 2026 General Session).
Bond amount
Set by the obligee — the exact amount is confirmed automatically when you start your bond in our portal, or call 317-942-0549.
How to get it
This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
Request a bond quote
Tell us about the bond and the project. A licensed producer follows up — these bonds are individually underwritten, so they are not issued instantly.
Term & renewal
Term: Continuous — the bond is maintained for as long as you are licensed, and stays in force until the Division gives you written permission to stop maintaining it.
Renewal: Financial responsibility is demonstrated again at every renewal and reinstatement, so the bond is kept in force across renewals rather than reissued. The Division may audit your financial responsibility at any time.
Filing
Filed with the Utah Division of Professional Licensing before your contractor license is issued, renewed or reinstated. Utah does not make this bond a flat condition of licensure: state law lets you demonstrate financial responsibility either by completing and signing the Division’s financial-responsibility questionnaire or by submitting a bond, so the bond is listed here rather than published at a set figure. Where a bond is used, the Commission and the Division set the amount — the rule builds it from your own financial history, comparing a percentage of your outstanding debts, judgments, liens and support obligations against a per-classification minimum and taking whichever is greater, and it allows a higher or lower figure where your circumstances warrant. A contractor can also apply to post a smaller bond by showing that the standard figure exceeds what is reasonably necessary. The Division may separately require a bond after auditing an applicant, a licensee or an owner of an unincorporated entity licensee. Because every one of those paths is individually assessed, the exact amount is confirmed when you apply. Utah is recodifying its construction trades licensing act effective the first of January 2027; the financial-responsibility choice is carried forward unchanged into the successor section. Authority: Utah Code 58-55-306 and Utah Admin. Code R156-55a-602.
Source
This bond requirement is corroborated by multiple public sources; Utah Division of Professional Licensing (DOPL), with the Construction Services Commission sets the exact amount, which we confirm when you start your bond.
Related Utah bonds
Frequently asked questions
- Who requires the Utah Contractor License Bond?
- It’s required by Utah Division of Professional Licensing (DOPL), with the Construction Services Commission (Utah Code 58-55-306 (Financial responsibility); Utah Admin. Code R156-55a-602 (Contractor License Bonds); successor section 58-55-205 effective 1/1/2027 (Chapter 42, 2026 General Session)). Contractors licensed by the Utah Division of Professional Licensing who satisfy the state’s financial-responsibility requirement with a bond instead of the Division’s financial-responsibility questionnaire — and contractors whom the Division requires to post one after reviewing their finances. Utah applies it across the license classifications: general building and general engineering contractors, the residential and small commercial classification, and the specialty trades. It also reaches the owners of an unincorporated entity licensee, whose personal finances the Division considers when it judges the entity. The bond covers losses from a licensee’s violations of the licensing act and rules, including a failure to maintain financial responsibility, a failure to pay obligations, and an owner’s failure to pay income or self-employment taxes on distributions.
- How much is the Utah Contractor License Bond?
- Set by the obligee — the exact amount is confirmed automatically when you start your bond in our portal, or call 317-942-0549.
- How do I get the Utah Contractor License Bond?
- This bond is individually underwritten, so it is not issued instantly. Request a quote and a licensed producer follows up to walk you through it.
- What is the term?
- Continuous — the bond is maintained for as long as you are licensed, and stays in force until the Division gives you written permission to stop maintaining it. Renewal: Financial responsibility is demonstrated again at every renewal and reinstatement, so the bond is kept in force across renewals rather than reissued. The Division may audit your financial responsibility at any time.
- Is this bond insurance for me?
- No. It protects the obligee and the public — not you. If a valid claim is paid, you repay the surety.
- How is this requirement verified?
- This bond requirement is corroborated by multiple public sources. The obligee sets the exact amount, which we confirm automatically when you start your bond in the portal or with a producer.
